Products

We offer a range of life insurance, annuity, and supplemental health insurance products that may be useful in building and preserving your financial security.  Our traditional fixed annuities are designed to provide safety, guaranteed returns and income tax advantages.  Our deferred annuities are generally suitable for those looking to accumulate money for retirement.  Our immediate annuities are designed to generate a stream of guaranteed income.  For more information about our annuities, please contact us.

Life insurance protection is generally an essential part of every family’s financial foundation.  We offer a range of term and permanent life insurance products to meet the needs of various family and business situations.  For more information about our life insurance products, please contact us.

Supplemental health insurance products strengthen a family’s financial foundation to withstand the strain of the medical costs and out-of-pocket expenses that accompany illness and injury. We offer Medicare Supplement products as well as Critical Illness and Accident products to meet the needs of individuals and families of all ages and all forms of medical coverage. For more information about our supplemental health insurance products, please contact us.

Annuities

An annuity is a long-term savings product that can help protect you against the risk of outliving your assets. It is a contract between you and an insurance company; you receive future income in return for your premiums. All LBL annuities are traditional fixed annuities, which have a guaranteed minimum interest rate.

Life Insurance

Life insurance is a protection against financial loss that would result from the premature passing of an insured. The beneficiary receives the proceeds and is thereby safeguarded from the financial impact of the passing of the insured.

Health Insurance

Supplemental health insurance products aren’t meant to take the place of health insurance but rather to help fill the gaps left by traditional coverage. For example, Medicare Supplement products are specifically designed to accompany traditional Medicare coverage in order to reduce your out-of-pocket health care expenses. Critical Illness and Accident products are designed to provide cash to customers at the time of need: when diagnosed with cancer, a heart attack or stroke, or when suffering an accidental injury. Where traditional health insurance is focused on paying your medical bills, Critical Illness and Accident products help give you a financial cushion to keep paying all the rest of your living expenses while you or your loved one is critically ill or injured.


Providing Quality Financial Products
Since 1958