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Mr. Phillips has served as a chairman and director of the LBL Group of Insurance Companies since 1999. He has served as President of Midland Securities, LLC, a Dallas, TX based broker/dealer, since 2002. Midland Securities is a NASD and SEC registered broker/dealer that trades in fixed income securities.
From January 1998 to May 2002, Mr. Phillips was the President of InterFirst Capital Corporation of Los Angeles, California, a Securities and Exchange Commission registered securities broker/dealer firm. From 1995 – 1998, Mr. Phillips served as President of Avacelle, Inc., of Dallas, Texas. Mr. Phillips worked for Arco International Oil and Gas Company of Plano, Texas from 1992 to 1995. Mr. Phillips previously held investment banking positions at Drexel Burnham Lambert and Dean Witter Reynolds.
Mr. Phillips holds a number of securities licenses, including the Series 4 (Options Principal), Series 7 (General Securities License), Series 24 (General Securities Principal), Series 27 (Financial and Operations Principal), Series 53 (Municipal Securities Principal), Series 55 (Equity Trading Principal), and Series 63 (Blue Sky Securities License). Mr. Phillips obtained a Bachelor of Arts from Brown University in Computer Science and Economics. Mr. Phillips obtained a Masters of Business Administration from the University of Chicago – Graduate School of Business, with a concentration in finance.
In addition, he currently serves on the Board of Directors for Life Insurance Council and on the Board of Trustees for the Parish Episcopal School in Dallas, Texas.
Louis J. Corna has served as an officer of the LBL Group of Insurance Companies since 2004. Also, he has served as an officer of the parent companies, Realty Advisors, Inc. and Heritage Guaranty Holdings, Inc. since 2000. Mr. Corna and his department maintain the corporate records for the insurance companies and he counsels the companies with respect to tax and legal matters.
Prior to that Mr. Corna was an attorney in private practice in Chicago, Illinois. Previously, Mr. Corna has worked as Vice President-Taxes and Assistant Treasurer for IMC Global in Northbrook, Illinois; as Vice President-Taxes and Assistant Treasurer for Whitman Corporation, in Rolling Meadows, Illinois; Vice President-Taxes for National Realty, Inc., in Dallas, Texas and he started his career with KPMG Certified Public Accounting firm in Houston, Texas.
Mr. Corna has over twenty years of sophisticated financial experience as a senior financial officer for a variety of multi-national companies, including service as a Chief Financial Officer and Assistant Treasurer. He has authored published articles on tax matters, including a recent article on 1031 tax free exchanges; and he is the contributing editor of a treatise on Mergers and Acquisitions. He is currently a member of the American Bar Association Tax Section committees on real estate, partnerships and international taxes.
Mr. Corna holds a BBA from the Loyola University of Chicago School of Business and a JD degree from the Loyola University of Chicago School of Law.
Mr. Van Vaughan, Chief Accounting Officer, Treasurer of the LBL Group of Insurance Companies since July 2008.
Mr. Vaughan oversees the accounting and treasury functions of the companies. Prior to joining the LBLGroup of Insurance Companies, Mr. Vaughan served as Senior Vice President, Chief Accounting Officer and Treasurer in the Addison, Texas office of Affirmative Insurance Holdings, Inc. Professionally, Mr. Vaughan is affiliated with the American Institute of Certified Public Accountants and the Texas Society of Certified Public Accountants.
Mr. Vrla has served as Chief Actuary of the LBL Group of Insurance Companies since February 2007. Prior to joining the LBL Group of companies, Mr. Vrla served as Assistant Vice President in the North American office of SCOR Global Life, the 5th largest life insurance reinsurer in the world.
Prior to joining the LBL Group of companies, Mr. Vrla served as Assistant Vice President in the North American office of SCOR Global Life, the 5th largest life insurance reinsurer in the world. He has also served as Vice President and Board Appointed Actuary of Optimum Re and Vice President of Great American Reserve Insurance Company in charge of its annuity lines of business.
A native of Dallas, Texas, Mr. Vrla has a broad range of experience in the insurance industry. He was Chairman of the Great American Reserve Product Development Committee overseeing the design, development and implementation of its life and annuity products. He served as Financial Planning Manager for the President of the Southern Region of Unitrin Property & Casualty Insurance Company. Mr. Vrla also has supplemental life and health insurance experience serving in various financial, product line and marketing management positions for the JC Penney Life Insurance family of companies.
Professionally, Mr. Vrla is a Fellow of the Society of Actuaries, Fellow of the Life Management Institute, and a member of the American Academy of Actuaries. He graduated Magna Cum Laude from Texas A&M University with a Bachelor of Science degree in Applied Mathematical Sciences.
Mr. Johansson has served as Chief Operations Officer of the LBL Group of Insurance Companies since October 2015. Prior to his tenure with LBL, Mr. Johansson served as Vice President of Administration for the Puritan Life Group of Insurance Companies and Chief Operations Officer for the Oxford Life Group of Insurance Companies.
He possesses over 22-years of experience in the life and health insurance industry, working broadly in all aspects of insurance marketing, operations, technology, and strategic development. Frequently called upon for his ability to manage complex projects to stellar outcomes, Mr. Johansson has successfully managed the operations and data conversions of over six insurance company acquisitions and led companies in the area of product development, implementation, lean process improvement, and change management programs.
Professionally, Mr. Johansson is a Fellow of the Life Management Institute and holds the designations of Associate – Insurance Regulatory Compliance, Associate – Customer Service, Associate – Insurance Agency Administration, and Certified Senior Advisor. He also is a member of the Life Insurance Council operations and technology subcommittees. Mr. Johansson graduated from Evangel University with a Bachelor of Business Administration degree in Marketing and Management.
Ms. Roof joined the LBL Group of Insurance Companies in February 2016. She has over twenty four years of experience in the insurance industry with experience in legal, compliance, and regulatory matters in the life, annuity, health, and Medicare supplement markets. Ms. Roof has a J.D. from Texas Wesleyan University School of Law (now Texas A&M University Law School) and holds seven insurance related designations, and is a licensed attorney with the State Bar of Texas.
Mr. Hayden has served as Vice President of Investment Strategy for the LBL Group of Insurance Companies since 2007. Mr. Hayden has over 17 years of professional experience in the Investment Management and research.
From 2002 through 2006, Mr. Hayden managed a limited partnership which invested primarily in publicly traded equity securities attempting to maintain a market neutral strategy. From 2000 to 2002 Mr. Hayden acted as Head Trader and Director of Investment Strategy for Huberman Financial. From 1995 to 2000, Mr. Hayden acted as Head Trader for the Dallas office of Coastal Securities. Mr. Hayden has a B.A. from Marshall University and a Masters of Business with a concentration in Investments from Marshall University.
Mr. Hayden’s responsibilities are to oversee all the insurance companies’ investments in public securities including both equity and fixed income securities. Mr. Hayden is charged with risk modeling of the portfolio, achieving return objectives and investment selection.
Insurance Lines of Business
Mark A. Aremia, serves as National Vice President for the Ordinary Life Insurance Division. Mark is responsible for the recruiting and development of the independent sales force representing Liberty Bankers’ life insurance products.
After attending the University of Tennessee, Mark entered the insurance industry in 1978 as a career agent. As a top producer, he qualified for the NSAA awards as well as completing Life Underwriters Training Council, CAN and FNA training. He served as president of his local National Association of Insurance and Financial Advisors chapter for two terms and received the Life Underwriter of the Year award in 1981. During 1983 he transitioned from a career agent/manager to a brokerage Personal Producing General Agent recruiter. He also serves as treasurer for the North Carolina Triangle Chapter of University of Tennessee Alumni.
Since 1987, Mark has held positions of Regional Vice President of Sales for a number of insurance companies and built top producing regions through the development of distribution networks comprised of Master General Agents.
Chris Joined the Liberty Bankers Group in May of 2014 as the National Vice President for American Benefit Life Ins Co. The Pre-Need division of the Liberty Bankers Group of life Ins. Companies and as Vice President for business development. Prior to Joining the Liberty Bankers Group Chris served as a Vice President for Security National Life Ins. Co. Chris began his career as an agent in 1987 in Louisiana and over the years has served several companies in field management and as an operations director.
Todd A. Stone has lead our Home Service Division since 2005. Todd began his career in 1989 in the home service life business and his unique experience in this specialized market allows him to manage all aspects of the Home Service Division for the Liberty Bankers Life Group. In addition to managing the existing block of business and providing advice regarding home office policies and procedures, Todd successfully manages the operation of our home service field force by recruiting and training agents in 24 states.
Mr. Wilson, Executive Vice President Marketing, joined Liberty Bankers Life Insurance Company in June, 2004. Prior to Liberty Bankers Life, Mr. Wilson was President of ASI Advisors, Inc., one of the nation’s leading independent annuity marketing and consulting organizations, having generated billions of dollars of fixed annuity premium for several insurance companies since 1991.
Mr. Wilson attended Texas A&M and Baylor universities. After earning his BBA and MBA degrees, he served on the Baylor University business school faculty. He began his insurance career as a sales agent in 1975 and earned numerous sales achievement awards, including MDRT membership. He has served as an NASD Registered Representative and General Securities Principal.
Mr. Wilson earned the LUTC, CLU and ChFC professional designations and has been a longtime member of the National Association of Insurance and Financial Advisors and the Society of Financial Service Professionals. He also served on the American Council of Life Insurance Annuity Advisory Committee.
Mr. Devault joined Liberty Bankers Life Insurance Company in June 2004 and has been an integral part of the design and development of our growing portfolio of fixed annuity products. Previously, he served as Executive Vice President of ASI Advisors, Inc., one of the nation’s leading annuity marketing and consulting organizations. There, he assisted numerous insurance companies in the development of their products and marketing administrative systems.
Having started his insurance career in 1966, Mr. Devault has had the privilege of participating in the technological evolution of our industry. As a result, he has assisted LBL and numerous other companies in administering their growing books of business and in managing complex issues related to annuities.
Mr. Devault is an avid researcher and writer on technical matters and authors a monthly journal for annuity professionals, The Annuity Advisor. He has served as a certified continuing education instructor and has addressed numerous professional groups on technical topics.
Mr. Devault has earned the CLU, ChFC and FLMI professional designations and is a past member of several professional trade associations. He previously was a NASD registered representative and securities principal. Mr. Devault attended Texas Tech University.
Real Estate and Mortgage Management
Mr. Scharton, Vice President of Loan Origination and Underwriting, joined the LBL Group of Insurance Companies in September 2007. Prior to Liberty Bankers Life, Mr. Scharton served as an officer of Banner Bank, Farmers & Merchants Bank, and Team Leader for Imperial Capital Bank. Mr. Scharton holds a Masters Degree from National University in San Diego.
Mr. Scharton’s experience includes real estate investment, development, subdivision, construction, title, appraisal, and lending. As Vice President of Farmers & Merchants Bank, Mr. Scharton developed the “Builder Banker Department”, specializing in serving the residential construction industry with land acquisition loans, subdivision infrastructure loans, and home construction loans. As Team Leader for Imperial Capital Bank, he opened, staffed, and managed the National Commercial Real Estate Lending Platform, providing commercial real estate loans for apartments, retail, industrial, land acquisition, and construction.
Ms. Lowe joined Liberty Bankers in May of 2010 in the commercial real estate loan servicing department. Ms. Lowe possesses over 30 years of experience in commercial and residential lending, including legal, regulatory compliance and financial regulations. In her role, she oversees the department responsible for loan closings and daily servicing of the company’s commercial real estate loan portfolio.