Senior Management

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Executive Management

Bradford A. Phillips, President and Chief Executive Officer

Mr. Phillips has served as a chairman and director of the LBL Group of Insurance Companies since 1999. He has served as President of Midland Securities, LLC, a Dallas, TX based broker/dealer, since 2002. Midland Securities is a NASD and SEC registered broker/dealer that trades in fixed income securities.


Louis J. Corna, Secretary

Louis J. Corna has served as an officer of the LBL Group of Insurance Companies since 2004. Also, he has served as an officer of the parent companies, Realty Advisors, Inc. and Heritage Guaranty Holdings, Inc. since 2000. Mr. Corna and his department maintain the corporate records for the insurance companies and he counsels the companies with respect to tax and legal matters.


Van Vaughan, Treasurer

Mr. Van Vaughan, Chief Accounting Officer, Treasurer of the LBL Group of Insurance Companies since July 2008.

Mr. Vaughan oversees the accounting and treasury functions of the companies. Prior to joining the LBL Group of Insurance Companies, Mr. Vaughan served as Senior Vice President, Chief Accounting Officer and Treasurer in the Addison, Texas office of Affirmative Insurance Holdings, Inc. Professionally, Mr. Vaughan is affiliated with the American Institute of Certified Public Accountants and the Texas Society of Certified Public Accountants.


David D. Vrla, Executive Vice President and Chief Actuary

Mr. Vrla has served as Chief Actuary of the LBL Group of Insurance Companies since February 2007. Prior to joining the LBL Group of companies, Mr. Vrla served as Assistant Vice President in the North American office of SCOR Global Life, the 5th largest life insurance reinsurer in the world.


Eric Johansson, Chief Operations Officer

Mr. Johansson has served as Chief Operations Officer of the LBL Group of Insurance Companies since October 2015.  Prior to his tenure with LBL, Mr. Johansson served as Vice President of Administration for the Puritan Life Group of Insurance Companies and Chief Operations Officer for the Oxford Life Group of Insurance Companies.


Denise Roof, Vice President, Compliance

Ms. Roof joined the Liberty Bankers Insurance Group in February 2016.  She has over 24 years of experience in the insurance industry with experience in legal, compliance, and regulatory matters in the life, annuity, health, and Medicare supplement markets. Ms. Roof has a J.D. from Texas Wesleyan University School of Law (now Texas A&M University Law School), holds seven insurance related designations, and is a licensed attorney with the State Bar of Texas.


Thomas Hayden, Vice President, Investment Strategy

Mr. Hayden has served as Vice President of Investment Strategy for the Liberty Bankers Insurance Group since 2007. Mr. Hayden has over 17 years of professional experience in investment management and research.


Insurance Lines of Business

Mark A. Aremia, National Vice President – Ordinary Life Division

Mark A. Aremia serves as National Vice President for the Ordinary Life Insurance Division. Mark is responsible for the recruiting and development of the independent sales force representing Liberty Bankers’ life insurance products.


Chris Meredith, National Vice President – Pre Need Division

Chris joined the Liberty Bankers Insurance Group in May of 2014 as the National Vice President for American Benefit Life Insurance Company. The Pre-Need division of the Liberty Bankers Group of life Ins. Companies and as Vice President for Business Development. Prior to joining the Liberty Bankers Insurance Group, Chris served as Vice President for Security National Life Insurance Company. Chris began his career as an agent in 1987 in Louisiana and over the years has served several companies in field management and as an operations director.


Todd A. Stone, National Vice President – Home Service Division

Todd A. Stone has led our Home Service Division since 2005. Todd began his career in 1989 in the home service life business and his unique experience in this specialized market allows him to manage all aspects of the Home Service Division for the Liberty Bankers Insurance Group. In addition to managing the existing block of business and providing advice regarding home office policies and procedures, Todd successfully manages the operation of our home service field force by recruiting and training agents in 24 states.


Steven A. Wilson, Executive Vice President – Annuity Division

Mr. Wilson, Executive Vice President Marketing, joined the Liberty Bankers Insurance Group in June of 2004. Prior to Liberty Bankers Life, Mr. Wilson was President of ASI Advisors, Inc., one of the nation’s leading independent annuity marketing and consulting organizations, having generated billions of dollars of fixed annuity premium for several insurance companies since 1991.


Michael D. Devault, Senior Vice President, Product Development – Annuity Division

Mr. Devault joined the Liberty Bankers Insurance Group in June 2004 and has been an integral part of the design and development of our growing portfolio of fixed annuity products. Previously, he served as Executive Vice President of ASI Advisors, Inc., one of the nation’s leading annuity marketing and consulting organizations. There, he assisted numerous insurance companies in the development of their products and marketing administrative systems.


Real Estate and Mortgage Management

W. Dillon Key, Senior Vice President – Mortgage Loan Production

A graduate of Stetson University in Deland, Florida, Mr. Key’s career has been focused on commercial real estate finance. For most of his forty years in the business, he led commercial mortgage operations for a number of life insurance companies. He has also been a licensed commercial mortgage and real estate broker.

Amy McCormick, Senior Vice President – Commercial Real Estate Loan Servicing

Ms. McCormick joined the Liberty Bankers Insurance Group in November of 2017 in the commercial real estate loan servicing department. Previously, she served as a Manager of Cash Management at Home Point Financial and Vice President of Servicing Operations at Prudential Asset Resources. In these two roles, she was responsible for processing and servicing loan portfolios in excess of $78 billion.

Allan Scharton, Vice President of Mortgage Loans and Manager of Real Estate Assets

Mr. Scharton joined the Liberty Bankers Insurance Group in September 2007. Prior to Liberty Bankers Life, Mr. Scharton served as an officer of Banner Bank and Farmers & Merchants Bank and as Team Leader for Imperial Capital Bank. Mr. Scharton holds a Masters Degree from National University in San Diego.


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Since 1958