Company Affiliates

American Benefit Life Insurance Company

Logo_ABL American Benefit Life (ABL) is wholly-owned by Liberty Bankers Life Insurance Company. ABL was initially established in 1909 and is the oldest life insurance company domiciled in the state of Oklahoma.  It was purchased by the Liberty Bankers Life group in 2002 and operated as Mid-Continent Preferred Life until 2009 when its name was changed to American Benefit Life. The Company is headquartered in Dallas, Texas and is licensed in 26 states.

ABL has a strategic relationship with Texas Service Life Insurance Company, located in Austin, Texas.  Since 2004, ABL has reinsured pre-need and whole-life insurance business from Texas Service Life Insurance Company.  With this steady source of growth ABL now insures over 15,000 lives in the state of Texas.  In addition, ABL has acted as a reinsurer for other companies by purchasing blocks of pre-need and whole-life business.

ABL is rated B+ by A.M. Best Company, the most recognized rating agency for the insurance industry.

2012 2013 2014 2015 2016
Total Assets 78,184,375 87,243,554 99,673,722 110,809,279 124,408,610
Capital & Surplus 11,342,722 12,970,956 13,289,322 15,123,723 17,283,814
Net Income 222,725 482,994 468,392 1,531,591 1,608,444
Risk Based Capital 1018.84% 1296.98% 1536.58%/td>

1234.80% 1220.00%

Capitol Life Insurance Company

Capitol-logoThe Capitol Life Insurance Company (CLIC) is wholly-owned by Liberty Bankers Life Insurance Company.  CLIC was established in 1906 as the first charter in the state of Colorado and was purchased by the Liberty Bankers Life group in 2007.  The company is domiciled in the state of Texas and is headquartered in Dallas, Texas.

The Capitol Life Insurance Company markets a full line of life insurance and annuity products in states that complement the marketing efforts of Liberty Bankers Life.  CLIC currently markets its products in nine states and the District of Columbia.

CLIC is currently rated B+ by A.M. Best and is assigned a stable rating outlook.  In their most recent report, Best notes the company’s solid level of capitalization, positive earnings history and relatively liquid investment portfolio.

2012 2013 2014 2015 2016
Total Assets 225,581,249 205,036,218 209,970,421 221,643,654 241,518,428
Capital & Surplus 19,720,796 20,974,940 21,687,742 23,379,573 25,372,363
Net Income 1,892,080 2,074,100 2,725,761 2,234,468 1,974,992
Risk Based Capital 855.23% 1035.95% 1053.22% 887.12% 986.00%

Providing Quality Financial Products
Since 1958