Protecting Your Future. Liberty Bankers Life.

Commercial Mortgage Lending

LBL maintains a portfolio of mortgage loans secured by high-quality, commercial real estate. We manage the duration of our loan portfolio in order to achieve proper asset/liability matching. The loan portfolio generally has a duration of less than five years. We also work to ensure that the portfolio is diversified both geographically and by asset class.

At LBL we recognize the value of long-term lending relationships. Our experienced professionals have developed an efficient due diligence process that allows us to underwrite loan transactions in a more timely manner than many major lenders. Moreover, after the loan is made, our loan officers and servicing department continue to provide personalized account servicing in order to forge long-term relationships.

We are interested in quality mortgage loan opportunities. Contact us to find out how to submit a loan proposal.

Commercial Mortgage Lending Profile

 
Property Types Office, land, retail, industrial, multi-family and single-family properties.
Preferred Size

$1 million to $20 million.

Security Requirement First Lien Mortgage.
Term1-10 years.
Location

Major metropolitan areas within the United States.

LimitationsLoan to value generally limited to 75% although a variety of terms and structures are available.
Interest Options Fixed-rate and floating-rate structures are available.

Pier 20 Condominium Project, Post Falls, Idaho - Contstruction Financing Provided by LBL

Investments

LBL has been providing high-value insurance and annuity products and services to consumers since 1958