Liberty Bankers Life Insurance Company (LBL) is a member of the American Reserve Group of insurance companies, a growing family of financial service companies offering life insurance and annuity products, which help individuals and businesses meet their financial goals. The American Reserve Group has developed a proven track record for growth of assets, premiums and earnings over nine years. In 2007, the group surpassed $1 billion in assets under management.
LBL was established in 1958 and purchased by the American Reserve Group in 2004. LBL is domiciled in the state of Oklahoma and licensed in 37 states. Our headquarters is located in Dallas, Texas and we have over 2,800 agents throughout the country to serve our customers. The company's marketing efforts are complemented by those of its subsidary, The Capitol Life Insurance Company, which markets its products in nine states. The two companies combine to cover 45 states and the District of Columbia.
LBL offers a full line of life insurance and annuity products to help customers plan their financial futures. We offer immediate and deferred annuities with a range of features to satisfy a variety of financial requirements. Our life products contain the latest features such as critical illness coverage and return of premium.
The American Reserve Group of insurance companies is owned by a private investment group with diversified holdings in the financial services sector as well as real estate ownership and management. The group operates four publicly traded real estate entities with over $3 Billion in assets under management. LBL is one of five insurance companies in the financial services group. The links below provide information about other insurance companies in the group.
LBL is currently rated "B" by A.M. Best Company, the most recognized rating agency for the
insurance industry.
ARL was established in 1922 and purchased by the American Reserve Group in 1999. ARL is domiciled in the state of Oklahoma and headquartered in Dallas, Texas.
Mid-Continent Preferred Life Insurance Company (MPL) is wholly-owned by American Reserve Life Insurance Company. MPL was established in 1909 and is the oldest life insurance company domiciled in the state of Oklahoma.
Winnfield Life Insurance Company (Winnfield) is wholly-owned by Liberty Bankers Life Insurance Company. Winnfield was established in 1936 and was purchased by the American Reserve Group in 2004.
The Capitol Life Insurance Company (CLICO) is wholly-owned by Liberty Bankers Life Insurance Company. CLICO was established in 1906 and was purchased by the American Reserve Group in 2007.