From January 1998 to May 2002, Mr. Phillips was the President of InterFirst Capital Corporation of Los Angeles, California, a Securities and Exchange Commission registered securities broker/dealer firm. From 1995 – 1998, Mr. Phillips served as President of Avacelle, Inc., of Dallas, Texas. Mr. Phillips worked for Arco International Oil and Gas Company of Plano, Texas from 1992 to 1995. Mr. Phillips previously held investment banking positions at Drexel Burnham Lambert and Dean Witter Reynolds.

Mr. Phillips holds a number of securities licenses, including the Series 4 (Options Principal), Series 7 (General Securities License), Series 24 (General Securities Principal), Series 27 (Financial and Operations Principal), Series 53 (Municipal Securities Principal), Series 55 (Equity Trading Principal), and Series 63 (Blue Sky Securities License). Mr. Phillips obtained a Bachelor of Arts from Brown University in Computer Science and Economics. Mr. Phillips obtained a Masters of Business Administration from the University of Chicago – Graduate School of Business, with a concentration in finance.

After attending the University of Tennessee, Mark entered the insurance industry in 1978 as a career agent. As a top producer, he qualified for the NSAA awards as well as completing Life Underwriters Training Council, CAN and FNA training. He served as president of his local National Association of Insurance and Financial Advisors chapter for two terms and received the Life Underwriter of the Year award in 1981. During 1983 he transitioned from a career agent/manager to a brokerage Personal Producing General Agent recruiter. He also serves as treasurer for the North Carolina Triangle Chapter of University of Tennessee Alumni.

Since 1987, Mark has held positions of Regional Vice President of Sales for a number of insurance companies and built top producing regions through the development of distribution networks comprised of Master General Agents.

Prior to that Mr. Corna was an attorney in private practice in Chicago, Illinois. Previously, Mr. Corna has worked as Vice President-Taxes and Assistant Treasurer for IMC Global in Northbrook, Illinois; as Vice President-Taxes and Assistant Treasurer for Whitman Corporation, in Rolling Meadows, Illinois; Vice President-Taxes for National Realty, Inc., in Dallas, Texas and he started his career with KPMG Certified Public Accounting firm in Houston, Texas.

Mr. Corna has over twenty years of sophisticated financial experience as a senior financial officer for a variety of multi-national companies, including service as a Chief Financial Officer and Assistant Treasurer. He has authored published articles on tax matters, including a recent article on 1031 tax free exchanges; and he is the contributing editor of a treatise on Mergers and Acquisitions. He is currently a member of the American Bar Association Tax Section committees on real estate, partnerships and international taxes.

Mr. Corna holds a BBA from the Loyola University of Chicago School of Business and a JD degree from the Loyola University of Chicago School of Law.

Having started his insurance career in 1966, Mr. Devault has had the privilege of participating in the technological evolution of our industry. As a result, he has assisted LBL and numerous other companies in administering their growing books of business and in managing complex issues related to annuities.

Mr. Devault is an avid researcher and writer on technical matters and authors a monthly journal for annuity professionals, The Annuity Advisor. He has served as a certified continuing education instructor and has addressed numerous professional groups on technical topics.

Mr. Devault has earned the CLU, ChFC and FLMI professional designations and is a past member of several professional trade associations. He previously was a NASD registered representative and securities principal. Mr. Devault attended Texas Tech University.

From 2002 through 2006, Mr. Hayden managed a limited partnership which invested primarily in publicly traded equity securities attempting to maintain a market neutral strategy. From 2000 to 2002 Mr. Hayden acted as Head Trader and Director of Investment Strategy for Huberman Financial. From 1995 to 2000, Mr. Hayden acted as Head Trader for the Dallas office of Coastal Securities. Mr. Hayden has a B.A. from Marshall University and a Masters of Business with a concentration in Investments from Marshall University.

Mr. Hayden’s responsibilities are to oversee all the insurance companies’ investments in public securities including both equity and fixed income securities. Mr. Hayden is charged with risk modeling of the portfolio, achieving return objectives and investment selection.

Prior to joining the LBL Group of Insurance Companies, Mr. Leiding was a senior compliance analyst/auditor with Transamerica Life Insurance Company from 1999-2006. He was responsible for ensuring Transamerica’s operations were in compliance with state and federal regulations as well as Insurance Marketplace Standards Association (IMSA) standards. Mr. Leiding was instrumental in instituting audits of the operations areas to ensure business was being processed according to applicable regulations and IMSA standards. This best practice has been adopted in many other divisions and continues to be a valuable compliance tool throughout Transamerica.

Before joining Transamerica, Mr. Leiding was a compliance professional for Prudential Insurance Company of America from 1995-1999. He was also a technical advisor for claims related to Prudential’s class action lawsuit regarding sales practices.

Mr. Leiding has a B.S. in Accounting and Finance from the University of Minnesota.

In reinsurance she worked for two large worldwide organizations and held positions that involved treaties, claims and underwriting. In addition to assumed and reinsurance positions she has worked with system and laboratory companies involved with the life insurance industry. In 2008 Ms. Scallorn was a member of the ACLI Life Reinsurance Treaty Sourcebook taskforce.

Mr. Scharton’s experience includes real estate investment, development, subdivision, construction, title, appraisal, and lending. As Vice President of Farmers & Merchants Bank, Mr. Scharton developed the “Builder Banker Department”, specializing in serving the residential construction industry with land acquisition loans, subdivision infrastructure loans, and home construction loans. As Team Leader for Imperial Capital Bank, he opened, staffed, and managed the National Commercial Real Estate Lending Platform, providing commercial real estate loans for apartments, retail, industrial, land acquisition, and construction.

Born in Canada, Mike graduated from Institut Neron in Quebec City with “Tres Grande Distinction” and then served four years in the US Navy, making four tours of duty in Vietnam. He was awarded the National Defense, Republic of Vietnam Service, Armed Forces Expeditionary Service and Vietnam Service medals. He was also the recipient of an “Admiral 7th Fleet” Commendation.

His insurance and reinsurance career started soon after the war and spans 42 years and in about as many countries worldwide. Starting as an agent in California selling life first and then property and casualty insurance, he earned Round Table, Quality and Presidential Citation Awards as well as various industry designations.

Later, in Canada, he worked his way through various management positions, promotions and transfers. As Marketing Director of Maritime Life Insurance Company (John Hancock’s Canadian subsidiary) he earned the first ever “MVP Award” presented by this company. This position was followed by overseas assignments with AIG in 13 countries in the Caribbean and 8 in the Middle East combined with product development work for both the French and Japanese operations. In 1987, AIG repatriated Mr. Simard to Canada to head up the marketing of American Life Insurance Company in Toronto.

In 1989, he joined the Optimum Group Inc., moved to Dallas and has since held the positions of Senior Vice President of Optimum Re Insurance Company and President of Windsor Life Insurance Company. Mike also sat on the Boards of both Optimum Property and Casualty Insurance Company and Selecta Insurance Inc. of Barbados.

Mr. Simard is the current chair of the NALC reinsurance committee, a past member of TALHI, TAIO and a past active member and director of the T.L.R.O.A (Texas Legal Reserve Association), a member of the Grapevine Elks Lodge and the Dallas Fort Worth Society.

Mr. Vaughan oversees the accounting and treasury functions of the companies. Prior to joining the LBLGroup of Insurance Companies, Mr. Vaughan served as Senior Vice President, Chief Accounting Officer and Treasurer in the Addison, Texas office of Affirmative Insurance Holdings, Inc. Professionally, Mr. Vaughan is affiliated with the American Institute of Certified Public Accountants and the Texas Society of Certified Public Accountants.

Prior to joining the LBL Group of companies, Mr. Vrla served as Assistant Vice President in the North American office of SCOR Global Life, the 5th largest life insurance reinsurer in the world. He has also served as Vice President and Board Appointed Actuary of Optimum Re and Vice President of Great American Reserve Insurance Company in charge of its annuity lines of business.

A native of Dallas, Texas, Mr. Vrla has a broad range of experience in the insurance industry. He was Chairman of the Great American Reserve Product Development Committee overseeing the design, development and implementation of its life and annuity products. He served as Financial Planning Manager for the President of the Southern Region of Unitrin Property & Casualty Insurance Company. Mr. Vrla also has supplemental life and health insurance experience serving in various financial, product line and marketing management positions for the JC Penney Life Insurance family of companies.

Professionally, Mr. Vrla is a Fellow of the Society of Actuaries, Fellow of the Life Management Institute, and a member of the American Academy of Actuaries. He graduated Magna Cum Laude from Texas A&M University with a Bachelor of Science degree in Applied Mathematical Sciences.

Mr. Wilson attended Texas A&M and Baylor universities. After earning his BBA and MBA degrees, he served on the Baylor University business school faculty. He began his insurance career as a sales agent in 1975 and earned numerous sales achievement awards, including MDRT membership. He has served as an NASD Registered Representative and General Securities Principal.

Mr. Wilson earned the LUTC, CLU and ChFC professional designations and has been a longtime member of the National Association of Insurance and Financial Advisors and the Society of Financial Service Professionals. He also served on the American Council of Life Insurance Annuity Advisory Committee.

Prior to joining Liberty Bankers Life Insurance Company, from 2001 through February 2013, Mr. Wong, as an independent consultant, provided certain corporate finance advisory services to select foreign governments and ministries, private companies, and high net worth U.S. and Saudi Arabian families. Mr. Wong graduated from Canada’s University of Western Ontario with a Bachelor of Arts degree in Honours Business Administration in 1987 and a Bachelor of Arts degree in Economics in 1985.