Welcome to Liberty Bankers Life Insurance Company!
Thank you for taking the time to visit our website to learn more about our organization. We have an exciting story to share with you.
First, we want to express our commitment to the company’s stakeholders – including policyholders, agents and employees. We accept the heavy responsibility of caring for other people’s money and we are committed to the highest standards of business and ethical conduct. We are also committed to combining the highest quality life insurance and annuity products, with excellent customer care. These goals form the core of our corporate mission and we are proud of our achievements.
Second, we would like to address the recent economic environment and how Liberty Bankers has performed. The financial services industry has experienced volatility and economic pressure not seen since the Great Depression, and Liberty Bankers has not been immune to these market conditions. Interest rates remain at levels not previously experienced. Nonetheless, we are proud to report that the company has remained profitable every year, and in the past five years has almost tripled its net capital position. During this time, we achieved record premium income; and after reinsuring almost $500 million of our annuity business in late 2012, assets total almost $1 billion.
While the company has traditionally focused on annuity products and is known as one of the nation’s premier annuity providers, over the past several years we made a concerted effort to develop traditional life insurance sales. As a result, we now have more than 100,000 life policies in force and have over 4,000 agents marketing our life products.
Our company’s strong performance despite a difficult environment is directly attributable to our experienced and dedicated staff that has worked diligently to manage risk and to overcome the business challenges that we face.
Now, with over $1.3 billion in assets under management, and sales operations in 46 states and the District of Columbia, The Liberty Bankers Group is stronger and more diversified than ever. While the company will certainly meet new challenges, we have the staff and resources to deal with them. We are excited about the company’s future and we appreciate your confidence and support.
Sincerely,
Bradford A. Phillips
President












