Liberty Bankers Life Insurance Company (LBL) is owned by Heritage Guaranty Holdings, a growing family of financial service companies. LBL offers life insurance and annuity products, which help individuals and businesses meet their financial goals.  The LBL Group has developed a proven track record for growth of assets, premiums and earnings over the last decade, with more than $1.4 billion in assets now under management.

LBL was established in 1958 and is domiciled in the state of Oklahoma and licensed in 40 states. Our headquarters is located in Dallas, Texas and we have over 6,500 agents throughout the country to serve our customers.  The company’s marketing efforts are complemented by those of its subsidary, The Capitol Life Insurance Company, which markets its products in nine states.  The two companies combine to cover 46 states and the District of Columbia.

LBL offers a full line of life insurance and annuity products to help customers plan their financial futures. We offer immediate and deferred annuities with a range of features to satisfy a variety of financial requirements. Our life products go from final expense to term with the latest features such as critical illness coverage and an innovative approach to return of premium.

Our companies are ultimately owned by a private investment group with diversified holdings in the financial services sector as well as real estate ownership and management. The group operates four publicly traded real estate entities with over $3 Billion in assets under management. LBL is one of four insurance companies in the financial services group. The affiliate links above provide information about other insurance companies in the group.

LBL is currently rated “B-” by A.M. Best Company, the most recognized rating agency for the insurance industry.